Lost Your Insurance Benefits?
We Got Them Back For You!

Our association works hard to protect your pension AND your insurance benefits. This is one of the main advantages of being a member and one of the main reasons we are here for you!

Thanks to our trusted partner, AMBA, members are eligible for exclusive supplemental insurance. Get special group rates on vision, home healthcare, cancer, heart, stroke, accident, life insurance, and other policies.

If you’ve had trouble getting supplemental insurance at a reasonable rate, here’s your chance! Best of all, it's easy - you can enroll online or by phone.

AMBA logo
dentist looking in a man's mouth

Dental Coverage Like When You Were Working

  • Choose your own dentist – No network required.
  • Save 20-40% – With a dentist in the Ameritas Dental Network.
  • No Waiting Periods – For covered services during open enrollment.
  • Over 400,000 providers to choose from – Whether home or traveling.
  • Wide Range of Procedures – Covered up to 100% with a low deductible
  • High Calendar Year Maximum – And ability to carry over some unused maximum to the next year.

ENROLL ONLINE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

VISION COVERAGE WITH A CLEAR DIFFERENCE

  • Choose from thousands of eye doctors nationwide.
  • One-stop convenience for eye exams and eyewear, your local Walmart included.
  • Great Benefits and Low Copays:
    • WellVision Exam covered every 12 months with a $15 copay.
    • Prescription Eyeglasses with a $25 copay.
    • Frames covered every 24 months
      • $150 allowance on wide selection of frames
      • $170 allowance for featured brands
      • 20% savings on amount over allowance
    • Lenses covered every 12 months.
      • Single vision, lined bifocal & lined trifocal lenses
      • 100% coverage on Progressive lenses
      • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
    • Contact Lens Exam covered every 12 months (instead of eyeglasses).
    • 20% savings on additional glasses and sunglasses.

ENROLL ONLINE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

woman receiving an eye exam
ambulance with the lights on

EMERGENCY MEDICAL TRANSPORTATION PLANS

A ground ambulance or air transport could cost thousands. Medicare may not cover this. It's important to protect yourself. Medical Air Services Association (MASA) provides plans for lifesaving emergency transportation services. Services are paid in full, with no deductibles, co-pays, or dollar limits. Whether home or traveling, MASA covers your ambulance or airlift, regardless of your age or medical condition.*

Plus, you can get your MASA plan through a trusted source: MRTA

ENROLL ONLINE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

EASY ISSUE LIFE POLICY

This plan can give you the peace of mind of protecting your family from the high cost of final expenses.

Advantages include:
• No medical exam or lab tests
• No decrease in coverage due to age or health 

ENROLL ONLINE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

Home and traveling coverage.
Dental Insurance with Carryover maximum
Dental Insurance with No Waiting Periods
Dining Offers
Disability Coverage
Disability Insurance
Disability Policy
Discounts Nationwide
Easy Issue Life Insurance Policy
Easy Issue Life Policy
Emergency Medical Transportation Plan
Emergency Transportation Coverage
Enhanced Hearing Benefits
Entertainment Discounts
Eye Doctors Nationwide
Family and Pet Transportation
Final Expense Assurance
Final Expense Coverage
First Diagnosis Cancer Coverage
Fixed Index Annuity
Flower Discounts
Frame Allowance
Frames Coverage
Guaranteed Life Insurance Coverage
Hearing Aid Discounts
Hearing Benefits
Hearing Healthcare Coverage
Hearing Plan
Hearing Protection Products
Heart and Stroke Rider
Heart Insurance
High Calendar Year Maximum Dental Insurance
Home Health Care
Home Health Care Coverage
Home Healthcare
Home Healthcare Insurance
Hospital Indemnity
Hospital Indemnity Insurance
Hospital Insurance Policy
Hotel Discounts
Household Items Deals
Indemnity Coverage
Internal Cancer Coverage
Job Opportunities
learn
Lenses Coverage
Life Insurance
Long Term Care
Low deductible Dental Insurance
Malignant Melanoma Coverage
Medical Air Services Association (MASA)
Medical Transport
Medical Transportation Services
Medicare Coverage Plan
Medicare Plan Selection
Medicare Planning
Medicare Solutions
Medicare Solutions
Membership Perks
Missouri Retired Teacher Association benefits
Missouri Retired Teacher benefits
Missouri Retired Teacher dental
Missouri Retired Teacher Insurance
Missouri Retired Teacher vision
MRTA
MRTA benefits
MRTA dental
MRTA insurance
MRTA Rewards Credit Card
MRTA vision
MRTA Watchdog Report
myAMBAdiscounts.com
Nationwide Discounts
Nationwide Pet Insurance
Planning for Medicare
Prescription Eyeglasses
Professional Liability
Progressive Lenses
ProLiability
ProLiability Healthcare
ProLiability professional liability insurance
Rental Car Deals
Retired Teacher benefits
Retired Teacher dental
Retired Teacher insurance
Retired Teacher vision
Savings on Lens Enhancements
Silver Dollar City Discounts
Single Vision Lenses
Stroke Insurance
Stroke Insurance
Supplemental Coverage
Supplemental Policy
Tax-Deferred Asset Protection
Terminal Illness Coverage
Travel Savings
Vision
Vision Coverage
Vision Coverage with Low Copays
Volunteer Opportunities
Walmart Eyewear
WellVision Exam Accident Insurance
Accident Policy
Additional Glasses and Sunglasses Savings
Air Transport Expense
AMBA
AMBA Discounts
Ambulance Transportation
Ameritas Dental Network
Annuities
Association Member Benefits
Association Membership Benefits Advisors
Benefits
Bifocal & Trifocal Lenses
Cancer Insurance
Cancer Heart & Stroke Policy
Choose your own dentist.
committee
Computers and Electronics
Confinement Coverage
Contact Lens Exam
Cruise and Vacation Discounts
Dental
Dental & Vision Insurance
Dental Coverage
Dental Coverage Image
elder man sitting with his daughter

HOME HEALTHCARE INSURANCE

If you’re like most people sidelined by an accident or health issue, you’d prefer to recover in the comfort of your own home. Home healthcare, which costs less and can be just as effective as care in a hospital or skilled nursing facility, is not always covered by standard health insurance. A Home Healthcare plan gives you the flexibility to choose the type of care that’s right for you.

Costs for hospital stays and for at-home and nursing facility recovery can be devastating. Even those who lead a healthy lifestyle may be at risk for an unexpected health issue requiring therapy and rehabilitation. This insurance can help you manage your expenses and preserve your savings. Benefits are paid directly to you or a medical provider that you designate and given in addition to any other health care coverage you may have.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

MEDICARE PLANNING

You probably already know Medicare doesn’t provide all the coverage you need and can lead to high out-of-pocket costs such as deductibles, co-insurance and co-pays. That's where a Medicare coverage plan comes in. With the thousands of companies and providers out there it can be tough to know which Medicare coverage plan might be a good fit for you. These plans help pay for the additional expenses not paid by traditional Medicare and we can help by recommending a plan available in your area based on the doctor you see and the medications you take, all while making sure the plan fits your budget. Request information or call to speak to someone who can help you with planning for Medicare today!

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

medicare application form
nurse pushing a woman in a wheel chair

HOSPITAL INDEMNITY INSURANCE

It’s no secret that hospital visits can be expensive. However, there are other hospital expenses that can prove costly, as well. These include extended hospital stays, emergency room visits, ambulance transportation and more. That’s why having a supplemental hospital indemnity insurance policy could be a smart financial decision – one that provides additional protection for you and your loved ones.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

HEARING PLAN

Most insurance plans don't cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.

Benefits include:
• Free annual consultations for you & your immediate family
• One year of free office visits (limit 6)
• Nationwide network of 3,000+ locations
• Discounts on hearing aids, tinnitus options & hearing protection products

REQUEST INFO
OR CALL 1-888-200-5701 Mon‑Fri 8am‑6pm CT

woman putting on earring aids
cancer patient hugging daughter

CANCER/HEART/STROKE INSURANCE

Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.

A cancer plan will:
• Pay cash directly to you upon first diagnosis of internal cancer or malignant melanoma
• Be paid at one time in one lump sum, for you to use as you see fit
• Offer an optional heart and stroke rider for additional premium 

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

ACCIDENT INSURANCE

Accident recovery typically gets more challenging with age, which could set you back financially as well as physically.

This policy helps cover expenses standard medical plans might not, including:
• Ambulance
• Medical expenses
• Hospital costs
• Intensive care
• Physical therapy
• Family lodging and transportation

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

man on a stretcher coming out of an ambulance
man signing papers

FIXED INDEX ANNUITY

If you never want to get jolted by sudden changes in the stock market, then a Fixed Index Annuity may be for you. With this annuity, your income is locked in, with a guaranteed interest rate. Plus there are multiple payout options.

Why a Fixed Index Annuity?
• Protects your investment from downturns
• Enjoy market gains without downside risk
• Offers guaranteed interest rates
• Provides income for your entire lifetime
• Liquidates penalty-free for Confinement, Terminal Illness and Home Health Care
• From a carrier you know and trust: A+ rated by Standard and Poor’s, in business for over 133 years

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

DISABILITY INSURANCE

The policy can pay you a monthly benefit after a waiting period when you’re unable to work due to a disability (injury or illness). Your policy can pay up to 70 percent of your income. Thus disability insurance can help protect your income and secure your financial future.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

 

hands holding each other
Heart & Stroke Policy
Choose your own dentist.
committee
Computers and Electronics
Confinement Coverage
Contact Lens Exam
Cruise and Vacation Discounts
Dental
Dental & Vision Insurance
Dental Coverage
Dental Coverage Home and traveling coverage.
Dental Insurance with Carryover maximum
Dental Insurance with No Waiting Periods
Dining Offers
Disability Coverage
Disability Insurance
Disability Policy
Discounts Nationwide
Easy Issue Life Insurance Policy
Easy Issue Life Policy
Emergency Medical Transportation Plan
Emergency Transportation Coverage
Enhanced Hearing Benefits
Entertainment Discounts
Eye Doctors Nationwide
Family and Pet Transportation
Final Expense Assurance
Final Expense Coverage
First Diagnosis Cancer Coverage
Fixed Index Annuity
Flower Discounts
Frame Allowance
Frames Coverage
Guaranteed Life Insurance Coverage
Hearing Aid Discounts
Hearing Benefits
Hearing Healthcare Coverage
Hearing Plan
Hearing Protection Products
Heart and Stroke Rider
Heart Insurance
High Calendar Year Maximum Dental Insurance
Home Health Care
Home Health Care Coverage
Home Healthcare
Home Healthcare Insurance
Hospital Indemnity
Hospital Indemnity Insurance
Hospital Insurance Policy
Hotel Discounts
Household Items Deals
Indemnity Coverage
Internal Cancer Coverage
Job Opportunities
learn
Lenses Coverage
Life Insurance
Long Term Care
Low deductible Dental Insurance
Malignant Melanoma Coverage
Medical Air Services Association (MASA)
Medical Transport
Medical Transportation Services
Medicare Coverage Plan
Medicare Plan Selection
Medicare Planning
Medicare Solutions
Medicare Solutions
Membership Perks
Missouri Retired Teacher Association benefits
Missouri Retired Teacher benefits
Missouri Retired Teacher dental
Missouri Retired Teacher Insurance
Missouri Retired Teacher vision
MRTA
MRTA benefits
MRTA dental
MRTA insurance
MRTA Rewards Credit Card
MRTA vision
MRTA Watchdog Report
myAMBAdiscounts.com
Nationwide Discounts
Nationwide Pet Insurance
Planning for Medicare
Prescription Eyeglasses
Professional Liability
Progressive Lenses
ProLiability
ProLiability Healthcare
ProLiability professional liability insurance
Rental Car Deals
Retired Teacher benefits
Retired Teacher dental
Retired Teacher insurance
Retired Teacher vision
Savings on Lens Enhancements
Silver Dollar City Discounts
Single Vision Lenses
Stroke Insurance
Stroke Insurance
Supplemental Coverage
Supplemental Policy
Tax-Deferred Asset Protection
Terminal Illness Coverage
Travel Savings
Vision
Vision Coverage
Vision Coverage with Low Copays
Volunteer Opportunities
Walmart Eyewear
WellVision Exam Accident Insurance
Accident Policy
Additional Glasses and Sunglasses Savings
Air Transport Expense
AMBA
AMBA Discounts
Ambulance Transportation
Ameritas Dental Network
Annuities
Association Member Benefits
Association Membership Benefits Advisors
Benefits
Bifocal & Trifocal Lenses
Cancer Insurance
Cancer Image

ID/ FRAUD PROTECTION

 

Our world continues to become increasingly connected to the Internet. While this can be incredibly convenient, it also puts some things that matter most to you at risk, such as your identity, money and assets, family, reputation, and privacy. That’s where ID Protection comes in. An all-in-one digital safety net for you and your whole family includes credit monitoring, military-grade encryption, and insurance protection to help cover any eligible losses and fees due to ID theft and fraud.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

LEGAL ASSISTANCE

 

Protect yourself and your family with a legal services plan. Members can access a nationwide network of attorneys for a low monthly cost with no copays, deductibles, or claim forms.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

Home and traveling coverage.
Dental Insurance with Carryover maximum
Dental Insurance with No Waiting Periods
Dining Offers
Disability Coverage
Disability Insurance
Disability Policy
Discounts Nationwide
Easy Issue Life Insurance Policy
Easy Issue Life Policy
Emergency Medical Transportation Plan
Emergency Transportation Coverage
Enhanced Hearing Benefits
Entertainment Discounts
Eye Doctors Nationwide
Family and Pet Transportation
Final Expense Assurance
Final Expense Coverage
First Diagnosis Cancer Coverage
Fixed Index Annuity
Flower Discounts
Frame Allowance
Frames Coverage
Guaranteed Life Insurance Coverage
Hearing Aid Discounts
Hearing Benefits
Hearing Healthcare Coverage
Hearing Plan
Hearing Protection Products
Heart and Stroke Rider
Heart Insurance
High Calendar Year Maximum Dental Insurance
Home Health Care
Home Health Care Coverage
Home Healthcare
Home Healthcare Insurance
Hospital Indemnity
Hospital Indemnity Insurance
Hospital Insurance Policy
Hotel Discounts
Household Items Deals
Indemnity Coverage
Internal Cancer Coverage
Job Opportunities
learn
Lenses Coverage
Life Insurance
Long Term Care
Low deductible Dental Insurance
Malignant Melanoma Coverage
Medical Air Services Association (MASA)
Medical Transport
Medical Transportation Services
Medicare Coverage Plan
Medicare Plan Selection
Medicare Planning
Medicare Solutions
Medicare Solutions
Membership Perks
Missouri Retired Teacher Association benefits
Missouri Retired Teacher benefits
Missouri Retired Teacher dental
Missouri Retired Teacher Insurance
Missouri Retired Teacher vision
MRTA
MRTA benefits
MRTA dental
MRTA insurance
MRTA Rewards Credit Card
MRTA vision
MRTA Watchdog Report
myAMBAdiscounts.com
Nationwide Discounts
Nationwide Pet Insurance
Planning for Medicare
Prescription Eyeglasses
Professional Liability
Progressive Lenses
ProLiability
ProLiability Healthcare
ProLiability professional liability insurance
Rental Car Deals
Retired Teacher benefits
Retired Teacher dental
Retired Teacher insurance
Retired Teacher vision
Savings on Lens Enhancements
Silver Dollar City Discounts
Single Vision Lenses
Stroke Insurance
Stroke Insurance
Supplemental Coverage
Supplemental Policy
Tax-Deferred Asset Protection
Terminal Illness Coverage
Travel Savings
Vision
Vision Coverage
Vision Coverage with Low Copays
Volunteer Opportunities
Walmart Eyewear
WellVision Exam Heart & Stroke Policy
Choose your own dentist.
committee
Computers and Electronics
Confinement Coverage
Contact Lens Exam
Cruise and Vacation Discounts
Dental
Dental & Vision Insurance
Dental Coverage
Dental Coverage Accident Insurance
Accident Policy
Additional Glasses and Sunglasses Savings
Air Transport Expense
AMBA
AMBA Discounts
Ambulance Transportation
Ameritas Dental Network
Annuities
Association Member Benefits
Association Membership Benefits Advisors
Benefits
Bifocal & Trifocal Lenses
Cancer Insurance
Cancer Image
Heart & Stroke Policy
Choose your own dentist.
committee
Computers and Electronics
Confinement Coverage
Contact Lens Exam
Cruise and Vacation Discounts
Dental
Dental & Vision Insurance
Dental Coverage
Dental Coverage Home and traveling coverage.
Dental Insurance with Carryover maximum
Dental Insurance with No Waiting Periods
Dining Offers
Disability Coverage
Disability Insurance
Disability Policy
Discounts Nationwide
Easy Issue Life Insurance Policy
Easy Issue Life Policy
Emergency Medical Transportation Plan
Emergency Transportation Coverage
Enhanced Hearing Benefits
Entertainment Discounts
Eye Doctors Nationwide
Family and Pet Transportation
Final Expense Assurance
Final Expense Coverage
First Diagnosis Cancer Coverage
Fixed Index Annuity
Flower Discounts
Frame Allowance
Frames Coverage
Guaranteed Life Insurance Coverage
Hearing Aid Discounts
Hearing Benefits
Hearing Healthcare Coverage
Hearing Plan
Hearing Protection Products
Heart and Stroke Rider
Heart Insurance
High Calendar Year Maximum Dental Insurance
Home Health Care
Home Health Care Coverage
Home Healthcare
Home Healthcare Insurance
Hospital Indemnity
Hospital Indemnity Insurance
Hospital Insurance Policy
Hotel Discounts
Household Items Deals
Indemnity Coverage
Internal Cancer Coverage
Job Opportunities
learn
Lenses Coverage
Life Insurance
Long Term Care
Low deductible Dental Insurance
Malignant Melanoma Coverage
Medical Air Services Association (MASA)
Medical Transport
Medical Transportation Services
Medicare Coverage Plan
Medicare Plan Selection
Medicare Planning
Medicare Solutions
Medicare Solutions
Membership Perks
Missouri Retired Teacher Association benefits
Missouri Retired Teacher benefits
Missouri Retired Teacher dental
Missouri Retired Teacher Insurance
Missouri Retired Teacher vision
MRTA
MRTA benefits
MRTA dental
MRTA insurance
MRTA Rewards Credit Card
MRTA vision
MRTA Watchdog Report
myAMBAdiscounts.com
Nationwide Discounts
Nationwide Pet Insurance
Planning for Medicare
Prescription Eyeglasses
Professional Liability
Progressive Lenses
ProLiability
ProLiability Healthcare
ProLiability professional liability insurance
Rental Car Deals
Retired Teacher benefits
Retired Teacher dental
Retired Teacher insurance
Retired Teacher vision
Savings on Lens Enhancements
Silver Dollar City Discounts
Single Vision Lenses
Stroke Insurance
Stroke Insurance
Supplemental Coverage
Supplemental Policy
Tax-Deferred Asset Protection
Terminal Illness Coverage
Travel Savings
Vision
Vision Coverage
Vision Coverage with Low Copays
Volunteer Opportunities
Walmart Eyewear
WellVision Exam Accident Insurance
Accident Policy
Additional Glasses and Sunglasses Savings
Air Transport Expense
AMBA
AMBA Discounts
Ambulance Transportation
Ameritas Dental Network
Annuities
Association Member Benefits
Association Membership Benefits Advisors
Benefits
Bifocal & Trifocal Lenses
Cancer Insurance
Cancer Image

PROLIABILITY: PROFESSIONAL LIABILITY COVERAGE

 

Proliability, powered by AMBA, offers professional liability coverage tailored to the professions it protects. From medical malpractice coverage for nurses to errors and omissions coverage for business professionals, our professional liability coverage brings with it significant benefits to offer peace of mind- all for an affordable price.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

DISCOUNTS NATIONWIDE

Enjoy savings, right from your computer, at myAMBAdiscounts.com. Retirement is an adventure—why not save money along the way? As a member of the association, you can enjoy exclusive discounts on:

  • Computers
  • Electronics
  • Household Items
  • Entertainment
  • Dining
  • Travel
  • Hotels
  • Rental Cars
  • Flowers
  • And more

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

 

wife feeding her husband in a funny way

 

This material is for informational purposes only and does not provide any coverage. Not all MASA products and services are available to residents of all states. The benefits listed, and the descriptions thereof, do not represent the full terms and conditions applicable for usage and may only be offered in some memberships or policies. For a complete list of coverage and exclusions, please refer to the applicable member services agreement or policy for your state. For information about MASA plan benefits, visit:  https://getamba.com/MASA/

©2024 Missouri Retired Teachers Association. All Rights Reserved.